Welcome to Our Education Center

The Buying Processs

• About the Fair Credit Reporting Act
• Banking Terms Every Buyer Should Know
• Best Ways to Build a Down Payment
• Buying a Home in Today's Market
• Buying a Vacation Home
• Choosing a Neighborhood
• Choosing a Retirement Destination
• Common Home Buying Myths
• How to Request a Free Copy of Your Credit Report
• Should Buyers Attend the Home Inspection
• Tips for Buying Homeowners Insurance
• Typical Closing Costs for Buyers
• Understanding How Much Home You Can Afford
• What is a Title Search?
• What is a VA Loan?
• What is an Easement?
• What is the FHA?
• What is the Multiple Listing Service?

Mortgage Questions

• Adjustable Versus Fixed Rate Mortgages
• Choosing a 15 or 30 Year Mortgage
• Getting a Mortgage When Self-Employed
• New Mortgage Disclosure Forms
• Questions to Ask Your Mortgage Lender
• Ways to Pay Off Your Mortgage Early
• What is a Bridge Loan?
• What is a Buyer's Agent?
• What is a FICO Score?
• What is a Home Equity Loan?
• What is a Home Warranty?
• What is a Mortgage Rate Lock?
• What is a Reverse Mortgage?
• What is Prepaid Interest?
• What is Private Mortgage Insurance?
• What is Title Insurance?
• When Can You Cancel Mortgage Insurance?

First Time Home Buyers

• Buying Versus Renting
• The Difference Between Interest Rate and APR
• Tips for First Time Home Buyers
• Ways to Improve Your Credit Score
• What Homeowners Need to Know About Lead Paint?
• What is Earnest Money?
• Why to Get a Home Inspection?

Selling Your Home

• Open House Etiquette for Buyers

Making an Offer

• What are Contingencies?

All About Realtors

• What is a Listing Contract?
• Why Use a Realtor When Buying a Home?

Other

• What is the Real Estate Settlement Procedures Act?

Selling Your Home

• Are the Holidays a Good Time to Sell
• Avoiding Common Seller Mistakes
• Can an Energy Audit Help Sell Your Home
• Common Abbreviations in Real Estate Advertising
• Common Listing Agreement Clauses
• Creating a Home Inventory for Insurance Purposes
• Determining an Offering Price
• Do You Need an Attorney at Closing?
• Factors That Affect the Value of Your Home
• How to Choose a Listing Agent
• Landscaping Your Home to Sell
• Making the Most of an Open House
• Open House Tips for Sellers
• Pitfalls of Trying to Sell Without a REALTOR
• Preparing Your Home For Sale
• Signs You Are Ready To Sell Your Home
• The Difference Between Fair Market, Appraised and Assessed Value
• Thinking About Selling? How to Get Started
• Tips for First Time Home Sellers
• Typical Closing Costs for Sellers
• Understanding Seller Disclosures
• What is Home Staging?
• What is Your Home Worth?
• What Property is Included in the Sale of a Home?
• Why is Your Home Not Selling?
• Will a Home Sell Faster Vacant or Occupied?

Other

• Impact of Unpaid Real Estate Taxes
• Preparing Children for a Move
• What Does Sale Pending Mean?

Home Maintenance

• Things To Do After Selling Your Home

All About Realtors

• Why Use a Realtor When Selling a Home?

Other

• Asbestos in the Home
• Consider a Career in Real Estate
• Dangers of Carbon Monoxide in the Home
• Dangers of Not Replacing a Dead Tree
• Fire Safety for Older Adults
• Fireplace and Wood Stove Safety
• Guide to Addressing Mold in the Home
• Home Fire Prevention Tips
• How to Hire a Reliable Remodeling Contractor
• Life Expectancy of Home Components
• Making Your Home More Secure
• Outdoor Grilling Safety Tips
• Pitfalls of Buying and Selling at the Same Time
• Preparing for Winter Storms
• Preventing Dryer Fires
• Preventing Electrical Fires in the Home
• Protecting Your Home from Radon
• Safe Ways to Control Pests in Your Home
• The Upside to Downsizing Your Home
• Tips for Choosing a Self-Storage Facility
• Tips for Hiring Professional Movers
• Tips for Protecting Your Identity
• Ways to Reduce Allergens in the Home
• Ways to Reduce Home Energy Costs
• Weekend Home Improvement Projects
• What Are Property Taxes?
• What is a Homeowner Association?
• What is Eminent Domain?
• What is Flood Insurance?
• What is the Fair Housing Act?
• When is a Building Permit Required?

Listing Your Home

• Repairs You Should Make Before Listing Your Home

Selling Your Home

• Selling to a Friend or Family Member
• Selling Your Home When You Have Pets
• Simple Ways to Increase the Value of Your Home
• Tax Implications of Selling Your Home

Tips for Homeowners

• Short Sale vs Foreclosure

Home Maintenance

• Signs Your Windows Need Replacing
• Spring Home Maintenance Tips
• Thinking About Remodeling Your Home

• What are Comparables?
• What Does PITI Mean?